ROLE OF COMMERCIAL BANKING IN AGRICULTURAL DEVELOPMENT IN NIGERIA

ABSTRACT
The study examines the role of commercial banks in Agricultural development in Nigeria, spanning from 1986-2010. The study used Ordinary Least Squares (OLS) techniques for analyzing the findings, from the study, support the view that commercial bank loans do not reach real farmers. Commercial banks loan to the Agricultural sector has a positive growth and significant at 5% level, contributing 67.65 percent variations in Real Agricultural output in Nigeria. Real interest rate and real exchange rate are both having positive growth, but not significant at 5% percent level. The positive real interest rate shows that Investments in Agricultural sector in Nigeria has a very high rate of return. The findings suggest that real interest and exchange rates should be properly managed and periodically reviewed so as to promote the growth of the Agricultural sector.


TABLE OF CONTENTS
Title Page
Abstract
Table of Content

CHAPTER ONE
1.0 Introduction
1.1 Background Study
1.2 Statement of the Problem
1.3 Objective of the Study
1.4 Hypothesis of the Study
1.5       Significance of the Study
1.6       Scope and Limitation of the Study

CHAPTER TWO
2.1       Literature Review
2.2       Agricultural Development in Nigeria
2.2.1    Agricultural Credit Guarantee Scheme Fund (ACGSF)
2.2.2    The National Fadama Development Project
2.2.3    Agriculture and Export Earnings
2.2.4    Agriculture and Nigeria balance of Payment
2.2.5    Agriculture and Food Supply
2.2.6    Agriculture and Employment in Nigeria
2.2.7    Past Efforts at Revamping Agriculture in Nigeria
2.3       Literature Review

CHAPTER THREE
3.1       Research Design and Methodology
3.2       Design and Methodology
3.3       Model Specification
3.3.1    Dependent Variable
3.3.2    Explanatory or Independent Variable
3.4       Structural Presentation of the Model
3.4       Mathematical Presentation of the Model
3.5       Method of Evaluation
3.6       Data Required and Sources

CHAPTER FOUR
4.1Introduction
4.2Data analysis
4.3Test of hypothesis
4.4Summary of Findings

CHAPTER FIVE
5.1 Summary of Findings, Recommendation and Conclusion
5.2 Summary of Findings
5.3 Recommendation
5.4 Conclusion
References


CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
Agriculture involves the cultivation of land, raising and rearing of animals and raw materials for industries. It involves cropping livestock, forestry, and fishing, processing and marketing of these agricultural products.

Food is mans most important basic need before those of clothing and shelter. It is provision therefore, has been the major concern of man from the past years since it is both an essential condition and sequential to life. Agriculture being the provider of food can then be concluded as the life wire of any nation and thus be concluded as the life wire of any nation and thus its importance cannot be over emphasized.


When Nigeria gained their political Independence in 1960, agriculture was dominant sector of the economy. It contributed over 65% of the countrys Gross Domestic Product (GDP) and provided the bulk of the foreign exchange earnings through the foreign exports of the cash crops. The sector catered adequately for nearly all food requirement and raw materials for industry in the country. Agriculture performs a number of functions in an economy such as:

1.2 STATEMENT OF THE PROBLEM


Nigerian agriculture is confronted with many problems which ranged from low yield to low productivity and inadequate facilities among others. Oyatooye (1981) was on the same path when he noted that the problem of agriculture in Nigeria can be discussed under four headings.

Technology, Marketing, Finance and Government Such problems include problems of providing adequate extension services, agricultural inputs, storage facilities, agricultural credit, marketing information and efficient marketing arrangement, infrastructures such as feeder roads efficient power supply and institutional reforms where necessary. William (1981) pointed out that, the major problems facing Nigeria today are the needs to transform her agricultural industry from one......

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Item Type: Project Material  |  Attribute: 64 pages  |  Chapters: 1-5
Format: MS Word  |  Price: N3,000  |  Delivery: Within 30Mins.
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