THE IMPACT OF BANKS CREDIT IN THE NIGERIA ECONOMY (A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND ZENITH BANK PLC EKWULOBIA)

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ABSTRACT

This research is on the impact of bank credit in the Nigeria economy, A case study of first bank plc and Zenith bank plc Ekwulobia. Objectives of the study includes: to determine the extent to which the various banks credits has been felt in the Nigeria economy, t access the level of knowledge of the various credits facilities provided by the banks in the Nigeria economy, to determine the response of the various business existing in the various sector the economy to bank’s credits and to review the impact of the central bank of Nigeria (CBN) monetary policy on the banks. The related literatures were revealed in the methodology, data were collected through questionnaire and personal interview. In the finding, it was discovered that the analysis of bank credit have a great impact to the economic growth and development in the country, and among other findings. The researcher therefore, concluded that banks credits have been greatly felt in the Nigeria economy. It is recommended that long term credit facilities should be encouraged to aid capital formation of businesses since it is the main instrument for economic growth and development; the monetary authorities should also consider the activities of banks when using the monetary policies of the central bank in order to achieve growth and development in the country.


TABLE OF CONTENTS


Title page
Abstract
Table of content

CHAPTER ONE

1.0 Introduction
1.1 Background of the study
1.2 Statement of the problem
1.3 Objective of the study
1.4 Research Question
1.5 Significance of the study
1.6 Scope of the study
1.7 Definition of terms

CHAPTER TWO

2.0 Review of related literature
2.1 A brief introduction
2.2 Model and theories relevant to the research question
2.3 Banks in Nigeria
2.4 Central bank as the controller of credit in Nigeria
2.5 Roles of monetary policy in Nigeria
2.6 summary of literature review

CHAPTER THREE

3.0 Research Methodology
3.1The research Design
3.2 Area of the study
3.3 population of the study
3.4 Sample of the study
3.5 Instrument for data collection
3.6 Validation reliability of instrument
3.7 Distribution and retrieval
3.8 Method of data analysis

CHAPTER FOUR

4.0 Data presentation and analysis
4.1 Brief Introduction
4.2 Data presentation
4.3 Discussion of the findings
CHAPTER FIVE
5.0 Summary, conclusion and recommendation
5.1 Summary of findings
5.2 Conclusion
5.3 Recommendation
5.4 Limitation of the study
5.5 Suggestion for further research
References
Appendices
Questionnaire


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